Terms + Conditions

 

Terms of Use

In General

Fiscally Balanced®, LLC owns and operates this website (fiscallybalanced.com, and including, fiscally-balanced.com, fiscallybalanced.org, fiscally-balanced.org, fiscallybalanced.net, fiscally-balanced.net, fiscallybalanced.co, and fiscally-balanced.co or Fiscally Balanced®, LLC, collectively, the “Website”).  This document governs your relationship with Fiscally Balanced®, LLC and the Website. Access to and use of this Website and the products and services available through this Website (collectively, the “Services”) are subject to the following terms, conditions and notices (the “Terms of Service”). By using the Services, you are agreeing to all of the Terms of Service, as may be updated by us from time to time. You should check this page regularly to take notice of any changes we may have made to the Terms of Service.

Access to this Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the Services without notice. We will not be liable if for any reason this Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts or all of this Website.

This Website may contain links to other websites (the “Linked Sites”), which are not operated by Fiscally Balanced®, LLC, and it does not have control over the Linked Sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them. Your use of the Linked Sites will be subject to the terms of use and service contained within each such site.

Privacy Policy

Our privacy policy, which sets out how we will use your information, can be found at Privacy Policy.   By using this Website, you consent to the processing described therein and warrant that all data provided by you is accurate.

Prohibitions

You must not misuse this Website. You will not: commit or encourage a criminal offense; transmit or distribute a virus, trojan, worm, logic bomb or any other material which is malicious, technologically harmful, in breach of confidence or in any way offensive or obscene; hack into any aspect of the Service; corrupt data; cause annoyance to other users; infringe upon the rights of any other person’s proprietary rights; send any unsolicited advertising or promotional material, commonly referred to as “spam”; or attempt to affect the performance or functionality of any computer facilities of or accessed through this Website. Breaching this provision would constitute a criminal offense and Fiscally Balanced®, LLC may report any such breach to the relevant law enforcement authorities and disclose your identity to them.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this Website or to your downloading of any material posted on it, or on any website linked to it.

Intellectual Property, Software and Content

The intellectual property rights in all software and content (including photographic images) made available to you on or through this Website remains the property of the Website or Fiscally Balanced®, LLC or its licensors and are protected by copyright laws and treaties around the world. All such rights are reserved by the Website or Fiscally Balanced®, LLC and its licensors. You may store, print and display the content supplied solely for your own personal use. You are not permitted to publish, manipulate, distribute or otherwise reproduce, in any format, any of the content or copies of the content supplied to you or which appears on this Website nor may you use any such content in connection with any business or commercial enterprise.

Disclaimer of Liability

The material displayed on this Website is provided without any guarantees, conditions or warranties as to its accuracy. Unless expressly stated to the contrary to the fullest extent permitted by law, the Website or Fiscally Balanced®, LLC and its suppliers, content providers and advertisers hereby expressly exclude all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity and shall not be liable for any damages whatsoever, including but without limitation to any direct, indirect, special, consequential, punitive or incidental damages, or damages for loss of use, profits, data or other intangibles, damage to goodwill or reputation, or the cost of procurement of substitute goods and services, arising out of or related to the use, inability to use, performance or failures of this Website or the Linked Sites and any materials posted thereon, irrespective of whether such damages were foreseeable or arise in contract, tort, equity, restitution, by statute, at common law or otherwise. This does not affect the Website’s or Fiscally Balanced®, LLC’s liability for death or personal injury arising from its negligence, fraudulent misrepresentation, misrepresentation as to a fundamental matter or any other liability which cannot be excluded or limited under applicable law.

Linking to this Website

You may link to our Website, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link from any website that is not owned by you. This Website must not be framed on any other site, nor may you create a link to any part of this Website other than the home page. We reserve the right to withdraw linking permission without notice.

Disclaimer as to ownership of trade marks, images of personalities and third party copyright

Except where expressly stated to the contrary all persons (including their names and images), third party trademarks and content, services and/or locations featured on this Website are in no way associated, linked or affiliated with the Website or Fiscally Balanced®, LLC and you should not rely on the existence of such a connection or affiliation. Any trademarks/names featured on this Website are owned by the respective trademark owners. Where a trademark or brand name is referred to it is used solely to describe or identify the products and services and is in no way an assertion that such products or services are endorsed by or connected to the Website or Fiscally Balanced®, LLC.

Indemnity

You agree to indemnify, defend and hold harmless the Website and Fiscally Balanced®, LLC, its directors, officers, employees, consultants, agents, and affiliates, from any and all third party claims, liability, damages and/or costs (including, but not limited to, legal fees) arising from your use this Website or your breach of the Terms of Service.

Variation

The Webiste or Fiscally Balanced®, LLC shall have the right in its absolute discretion at any time and without notice to amend, remove, or vary the Services and/or any page of this Website.

Invalidity

If any part of the Terms of Service is unenforceable (including any provision in which we exclude our liability to you) the enforceability of any other part of the Terms of Service will not be affected all other clauses remaining in full force and effect. So far as possible where any clause/sub-clause or part of a clause/sub-clause can be severed to render the remaining part valid, the clause shall be interpreted accordingly. Alternatively, you agree that the clause shall be rectified and interpreted in such a way that closely resembles the original meaning of the clause /sub-clause as is permitted by law.

Complaints

If you have any complaints regarding the Website or these Terms of Service, please email your complaints to paula@fiscallybalanced.com.

Waiver

If you breach these Terms of Service and we take no action, we will still be entitled to use our rights and remedies in any other situation where you breach these Terms of Service.

Entire Agreement

The above Terms of Service constitute the entire agreement of the parties and supersede any and all preceding and contemporaneous agreements between you and the Website or Fiscally Balanced®, LLC regarding the use of the Website. Any waiver of any provision of the Terms of Service will be effective only if in writing and signed by a Member of Fiscally Balanced®, LLC.

 

Privacy Policy

INTRODUCTION

Fiscally Balanced®, LLC respects each individual’s right to personal privacy. We will collect and use information through our website only in the ways disclosed in this statement. This statement applies solely to information collected at Fiscally Balanced®, LLC’s website.

PART I:  INFORMATION COLLECTION

Fiscally Balanced®, LLC, or a third-party providing analytics (e.g. Google), may collect information through our website at several points. We may collect the following information about primary visitors:

  • Internet Protocol (IP) Address

  • Location of where the IP address originated

  • What pages of this website were visited

  • What link led the individual to this website

  • What page the individual left this website

  • What search engine term was used to find this website.

We may also collect types of personally identifiable information which our users divulge about other people, such as referrals. Fiscally Balanced®, LLC does not actively market to children, and we never knowingly ask a child under 18 to divulge personal information.

 We may collect demographic data in order to determine where our website’s traffic is coming from and how people are finding us. We may verify the accuracy of this information by using a free, online service that tracks this information. We may collect this information through Google Analytics. The information is collected involuntarily and remains confidential. Other information we request, if any, is optional through a web form that can be found on our website.

 We may employ cookies. A cookie is a small text file that our web server places on a user’s computer hard drive to be a unique identifier. Cookies enable Fiscally Balanced®, LLC to track usage patterns and deliver customized content to users. Our cookies do not have an expiration date. Our cookies do not collect personally identifiable information. Banner advertising and/or logos appearing on our website, if any, may collect information. Fiscally Balanced®, LLC is not responsible for how third parties collect any information.

PART II:  INFORMATION USAGE

The information collected by Fiscally Balanced®, LLC will be used for website visiting tracking only, except any information, if any, provided through optional web forms. 

Registered users, if any, will receive additional announcements from us, such as, announcements about services, a newsletter, etc.  Out of respect for the privacy of our users we present the option to not receive these types of communications. The information we collect will not be used to create customer profiles based on browsing or purchasing history. We will not supplement information collected at our website with data from other sources such as credit history to authorize purchases.

We will not share data with any person, company or other government agency. We offer links to other websites. Please note: When you click on links to other websites, we encourage you to read their privacy policies. Their standards may differ from ours. Our website may offer a blog. Please be advised that information posted in these venues becomes public knowledge. We retain the right to monitor, censor, edit and delete these blog site posts.

If our policy on information collection or uses changes, we will advise you by posting the change on our home page of our website.

PART III:  PROBLEM RESOLUTION

If problems arise, users may contact the Fiscally Balanced®, LLC by e-mailing us at paula@fiscallybalanced.com.  We are committed to resolving disputes as quickly as possible.

PART IV:  DATA STORAGE AND SECURITY

Fiscally Balanced®, LLC protects user information with SSL encryption to protect consumer privacy.